Income Protection
Do You Really Need Income Protection? A Plain-English Guide
What income protection covers, how long benefits last, and how to work out whether it's right for your situation.
5 min readPersonal Protection
Business
5 Insurance Policies Every Growing Business Should Consider
From key person cover to group income protection: the protection that keeps a business resilient as it scales.
6 min readBusiness Protection
Private Medical
Private Medical Insurance vs the NHS: How to Decide
How private cover works alongside the NHS, what it typically includes, and the questions to ask before you buy.
5 min readHealth
Critical Illness
Critical Illness Cover: What It Pays Out For (And What It Doesn't)
A frank look at how critical illness cover works, what conditions are typically covered, and the limitations you need to know before you buy.
5 min readPersonal Protection
Life Insurance
Why You Should Write Your Life Insurance in Trust
Most people don't do this: and their families pay the price. Writing your policy in trust takes minutes but can save thousands in inheritance tax and probate delays.
4 min readPersonal Protection
Financial Planning
Inheritance Tax: How Life Insurance Can Help Protect Your Estate
With IHT receipts at a record high, more families are facing unexpected tax bills. Here's how a whole-of-life policy written in trust can help preserve your estate for the next generation.
6 min readEstate Planning
Private Medical
A Complete Guide to Private Medical Insurance in the UK
Everything you need to know about PMI: what's covered, how premiums are calculated, moratorium vs full medical underwriting, and how to compare policies.
8 min readHealth
Income Protection
Insurance for the Self-Employed: What You're Missing Without an Employer
When you work for yourself, there's no sick pay, no death-in-service benefit, and no group insurance to fall back on. Here's how to fill the gaps.
5 min readPersonal Protection
Business
Key Person Insurance: The Cover Every SME Needs But Most Don't Have
What would happen to your business if a key person died or became critically ill tomorrow? Key person insurance answers that question before it's asked.
5 min readBusiness Protection
Business
Relevant Life Insurance: The Tax-Efficient Alternative to Death in Service
If you're a director or high earner, relevant life cover can provide substantial life insurance through your business: with significant tax advantages over a personal policy.
5 min readBusiness Protection
Personal Protection
Critical Illness vs Income Protection: Which Do You Actually Need?
They sound similar but work very differently. This guide explains the key differences, what each one covers, and how to decide which (or both) is right for you.
6 min readPersonal Protection
Business
Employee Benefits That Actually Attract and Retain Talent
Salary alone no longer wins the best people. Group health insurance, income protection and life cover have become the benefits candidates actually care about.
5 min readBusiness Protection