Cancer & Serious Illness Support
Fast access to specialist consultations, diagnostics, expert second opinions and (for cancer) precision medicine, clinical trial support and treatment at leading hospitals worldwide. A complement to your existing healthcare, not a replacement.
Available as an add-on to a Zurich Personal Protection or Income Protection policy. A minimum premium of £5/month life insurance applies.
A complementary service that works alongside public and private healthcare: giving you an alternative route, not a replacement. You choose which of the six services to use, and when, across pre-diagnosis, diagnosis and treatment.
Whether you're waiting on a referral, weighing up a diagnosis, or planning the next stage of treatment, each service can be used on its own or alongside the others. There's no set order to follow and nothing you're required to use: the plan flexes around your situation rather than locking you into a fixed pathway.
Tap a service to read more.
Virtual Consultant
Fast access to UK consultants once you have a GP referral.
We understand that sometimes it can take longer than we'd like to get medical appointments. Virtual Consultant gives you fast access to UK consultants once you've received a referral from your GP to see a specialist. You choose who you see, at a time that suits you, and a case manager can help guide you through the process.
- Covers symptoms suggestive of cancer, heart or neurological conditions.
- Use the service three times a year (four if a biopsy is recommended) per condition.
- Costs of obtaining your medical records are not covered.
- A 12-month waiting period applies for neurological referrals relating to symptoms present before cover started.
Private Diagnostics Plus
Book fast private diagnostic tests at a UK centre of your choice.
Medical tests are usually needed to establish a diagnosis, but there can be a delay between first seeing your GP and receiving the results. With Private Diagnostics Plus, you can book an appointment at the most appropriate UK diagnostics centre for your needs, to get the right tests done quickly: including tests that might not be available through public healthcare.
- Travel, accommodation and time off work to attend an appointment are not covered.
- A 12-month waiting period applies for diagnostic tests relating to neurological symptoms present before cover started.
Second Medical Opinion
A full consultant review of your diagnosis and treatment plan.
If you're unsure about a diagnosis, you can ask for a second medical opinion. A consultant will give a comprehensive review of your current medical evidence, diagnosis and treatment plan and, if appropriate, suggest other investigations or treatment options that may help you. It offers peace of mind that the correct plan is in place, more choice with options that may not be available in the UK, and access to international consultants.
- Covers cancer, heart surgery, neurosurgery, bone marrow transplant and live-donor organ transplant.
- Available once per unique diagnosis.
Precision Cancer Medicine
Customised treatment plans using the latest tumour profiling.
There are over 200 types of cancer, but every tumour is unique. Precision Cancer Medicine provides support and customised treatment plans using the latest tumour profiling technology. Understanding the genetic make-up of your cancer helps establish a more accurate prognosis and how it may react to treatment. If the cancer has a hereditary component, your siblings and children can also have testing and counselling.
- The cancer diagnosis must be made by a doctor in an eligible country (incl. UK, EU, USA, Canada, Australia).
- Available once per unique cancer diagnosis.
- The cancer must be stage 3 or 4, not responding to first-line treatment, of unknown primary origin, or a rare form.
Cancer Clinical Trial Support
Help to find, navigate and apply for relevant clinical trials.
The Cancer Clinical Trial Support service helps you navigate the complicated process of clinical trials, providing ongoing support as you access new or alternative treatments, drugs and therapies that may not yet be available to everyone. It includes help sourcing and applying for relevant trials, and covers the cost of travel and accommodation as well as a daily allowance for you and your travel companions.
- This service does not cover the medical costs of the trial, treatment or drugs: these are usually met by the trial sponsor.
- You will have to meet certain criteria to take part in a trial.
Global Treatment Plus
Fast access to treatment at leading hospitals around the world.
When treatment is required, speed is of the essence. Global Treatment Plus allows fast access to hospitals and consultants around the world to get treatment underway. You receive your treatment abroad, with the cost of travel and accommodation covered, as well as a daily allowance for you and your travel companions. Follow-up care and continuing medication expenses are also covered.
- Covers cancer, heart surgery, neurosurgery, bone marrow transplant and live-donor organ transplant.
- Treatment is provided outside the UK: you may need to consider travel insurance; speak to your adviser.
Children included
Cover extends to children up to age 22, subject to underwriting.
Case managers on hand
Dedicated support to guide you through every step of your medical journey.
Complements NHS and private cover
Use Accelerate alongside existing healthcare: it's not a replacement.
Secure digital platform
All services accessed via Trustedoctor: a secure platform available 24/7 on mobile or desktop, provided by Further Group.
The cancer and serious illness support service complements your existing health or protection insurance. It is available as an add-on to Personal or Income Protection policies arranged through Baker Hudson Health and provides a layer of specialist support that the NHS, private medical insurance, or a standard critical illness lump sum alone cannot replicate.
Diagnostic error is a recognised challenge in oncology. Second opinions from specialist cancer centres have been shown to alter treatment recommendations in up to 30% of cases. This service provides rapid access to internationally recognised consultants who may recommend a different (or more targeted) treatment approach.
Advances in genomic profiling mean many cancers can now be matched with targeted treatments that improve outcomes significantly. The service includes access to precision medicine analysis and helps connect patients with clinical trials or targeted therapies that may not be routinely offered.
For rare or complex cancers, the best treatment may not be available in the UK. The service includes access to internationally recognised specialist centres across Europe, the US, and beyond: with a dedicated case manager to coordinate travel, logistics and treatment.
Specialist Consultations
Fast-tracked appointments with leading oncologists and specialists at world-class cancer centres: within days, not months.
Advanced Diagnostics
Access to cutting-edge diagnostic technology including liquid biopsy, next-generation sequencing and whole-body imaging where clinically appropriate.
Independent Second Opinions
Your treatment plan reviewed by an independent panel of specialists. Where recommendations differ, you are empowered to make an informed choice.
Precision Cancer Medicine
Genomic tumour profiling to identify targeted therapies matched to your specific cancer's genetic signature: going beyond standard chemotherapy protocols.
Clinical Trial Support
Identification of relevant clinical trials globally, eligibility assessment, and support with applications: giving access to emerging treatments before they become standard of care.
International Treatment Access
Co-ordination of treatment at specialist centres abroad including travel, accommodation and translation services: for cases where the best option lies outside the UK.
Independent & Regulated
FCA authorised. We work for you, not the insurers: impartial advice with no exceptions.
We Explain the Small Print
No hidden clauses, no jargon. We walk you through your policy in plain English until every question is answered.
Built on Trust & Honesty
Baker Hudson Health was founded on solid relationships. We do all the work on your behalf: your interests always come first.
Specialist Support When It Matters Most
From £9.50 per adult per month, added to a Zurich life or income protection policy. Speak to an adviser to get started.
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Understand Your Needs
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Find the Best Options
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We manage everything from setup through to claims support.
Independent & Regulated
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Decades of experience across all protection products.
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